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Compare mortgage lender reviews. Best online mortgage lender: HomeDirect Mortgage. HomeDirect Mortgage is an online-only lender.
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Online mortgage lenders can often offer the best mortgage rates and the lowest closing costs due to the lack of overhead necessary to sustain their business. In addition to receiving the best interest rates, online mortgage loans can be more efficient than the same loan from a traditional financial institution.
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Many banks (including Chase) still find value investing in physical branches because people want face-to-face meetings with.