Here are the factors to weigh when considering an FHA loan vs. a conventional loan. Ending the FHA versus conventional debate starts with a discussion of your down payment funds and credit score. The.
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Fha Or Conventional Loans conventional loan vs fha loan FHA vs. Conventional Mortgages: Which Is Right for You. – A conventional loan is a mortgage that does not require fha mortgage insurance but qualifies for the underwriting requirements conventional mortgages down payment of government-sponsored mortgage finance companies such as Freddie Mac and Fannie Mae.